Lesson Plans for February 1-5, 2016

Monday-

Topics:  Mutual funds

Activities:  Students to watch video 2.2/ Notes fill-ins and journal question.  Discussion Questions:  1.  Explain how mutual funds work?  2.  What is the main advantage of a mutual fund?  3.  What level of risk do mutual funds carry if well diversified?  Refer to graph on p. 170/ Discuss.  Will then  go over what a prospectus is and how to read.  Students will then complete activity “Reading a Prospectus”

Tuesday– substitute

Topics:  Qualified plans, annuities, real estate, stock market

Activities:  Students to watch video 2.3/ Notes fill-ins and journal question.  Discussion Questions:  1.  What is a qualified plan?  Give an example.  2.  What does it mean to have an investment with a “tax deferred arrangement”?  3.  What is a Roth IRA?  4.  What is an annuity?  5.  What are some benefits of adding real estate to your investment portfolio?6. What are some downfalls of investing in real estate?  7.  In Dave’s opinion, what are horrible investments?  8.  What is the stock market?  9.  What is the primary difference between the American Stock exchange and the New York Stock Exchange?  Refer to p. 172 “Make the most out of your inheritance”/ Discuss. If time…students will complete activity “Name that Investment”

Wednesday– substitute

Topics:  Employer Benefits and Retirement Plans

Activities:  Students to watch video 3.1/ Notes fill-ins and journal question.  Discussion Questions:  1.  What is the purpose of an employer benefits package?  2.  what are the typical components of an employer benefits package?  3.  When you leave a job, how can you move the money you have saved in your employer’s retirement without paying taxes and penalties?  4.  When is it okay to borrow money from your retirement plan?  If time, hand back and discuss “Name that Investment activity

Thursday-substitute

Topics:  Funding 401(k)s and Roth IRAs

Activities:  Students are to complete the investment chart on the “Funding 401(k)s and Roth IRAs” worksheet keeping the following things in mind:  Contribution Limits (Roth IRA):  Individual- $5500/yr; Married- $11,000/yr.  Salary Cap (Roth): Single- $105,000; Married-$166,000.

Friday– substitute

Speaker-  Students to listen, take notes, and ask questions as needed.

 

January 25-29, 2016

Tuesday-

Topics:  Investing 101/Basic rules of investing

Activities:  Students to watch video 1.1/ Notes fill-ins and journal question.  Discussion questions.  Students will then identify 2 long-term financial goals and answer the following questions about each:  1.  Am I willing to make the financial scrifices necessary to meet this goal?  2.  If I don’t accomplish this goal, what are the consequences?  3.  How much money do I need to accomplish this goal and when will I need it?

Wednesday-

Early release for students-  bring something to work on

Thursday-

Topics:  Basic rules of investing (continued), diversification, risk return ratio and liquidity

Activities:  Students to watch video 1.2/ Notes fill-ins and journal question.  Discuss what students put for journal question “If you were giving advice to a friend, what would you say are the most important things to know about investing?”  Discussion questions:  1.  Explain how diversification helps to protect your wealth?  Refer to quote on p. 165 under Diversification.  Refer to chart on p. 166/Discuss.  2.  Explain what risk return ratio is.  3.  Explain what the liquidity of an asset refers to.  Go through example of ranking investments in order of most to least liquid.  Lastly, refer students to sidebar “Throughout Stock Market’s history” on p. 165.  Read and discuss.

**Note:  All students will need to bring your headphones to class tomorrow**

Friday-

Topics:  Types of Investments

Activities:  Students to watch video 2.1/ Notes fill-ins and journal question.  Discussion questions.  Students will then listen to one of the radio call ins from “Live from financial Peace Plaza” then write a brief summary. Will need to be prepared to share their summary of the phone call with the class.

 

Lesson Plans for January 18-22, 2016

Monday-

Holiday!

Tuesday-

Topics:  Review of chapter topics (Consumer Awareness/Buyer Beware)

Activities:  Students will participate in a review game over Ch. 6 material.  Winning person or team will get 5 bonus points added to their test.

Wednesday-

Topics/Activities:  Ch. 6 Test- Consumer Awareness/Buyer Beware

Thursday-

Topics:  Test results

Activities:  Students will receive back tests. Discuss any questions or problems with test.  Students will then make corrections to items missed on test on a sheet of notebook paper.

Friday-

Topics:  Objectives for next chapter (Bargain Shopping); become familiar with chapter vocabulary

Activities:  Students will define the vocabulary for Ch. 7 on a sheet of notebook paper and looking up words in book located in their Google drive. Due by the end of class.

 

Lesson Plans for January 11-15, 2016

Monday-

Topics:  Consumer awareness/ Buyer Beware (cont.)

Activities: Discuss homework “Commercial Viewer” with 6th period.  Show Video 4.1, notes, journal question.  Discussion questions.

Tuesday-

Topics:  Buyer’s Remorse

Activities:   Video 2.1/ Students to fill in notes and complete journal question.  Discussion questions:  1.  What constitutes a significant purchase?  2.  Give an example of immature spending behavior.  #.  What’s the correct way to pay for large purchases?  4.  Can you think of anything in your home that was bought but never or rarely used?  Activity:  Students to complete the “The Impact of Daily Decisions”  using the Investing tool on the foundationsu.com website.  For homework, if don’t finish in class.

Wednesday-

Topics:  Opportunity Cost

Activities:  Discuss yesterday’s work:  “The Impact of Daily Decisions”.  Video 3.1/ Students to fill in notes and complete journal question.  Discussion Questions:  1.  Why is it important to develop power over purchase?  2.  When considering your buying motives, you should be sure that you are not confusing happiness with fun.  Explain what Dave means by this.  **Refer to “how does inflation affect your buying power?”  on p. 137. Discuss.  Students will then be divided up into pairs and complete the activity:  “Opportunity Cost”.

Thursday-

Topics:  Opportunity Cost activity; chapter review

Activities:  Students will complete the Chapter 6 Summary and Money in Review using their notes and/or book.

Friday-

Topics:  Review of chapter topics

Activities:  Students will participate in a review game over Ch. 6 material.  Winning person or team will get 5 bonus points added to their test.