Monday-

Topics:  Mutual Funds

Activities:  Students to watch video 2.2/ Notes fill-ins and journal question.  Discussion Questions:  1.  Explain how mutual funds work? 2. What is the main advantage of a mutual fund? 3. What level of risk do mutual funds carry if well diversified?  Refer to graph on p. 170/ Discuss.  Will ten go over what a prospectus is and how to read.  Students will then complete the activity “Reading a Prospectus”.

Tuesday-

Topics:  Qualified plans, annuities, real estate, stock market

Activities:  Students to watch video 2.3/ Notes fill-ins and journal question.  Discussion Questions:  1.  What is a qualified plan?  Give an example.  2.  What does it mean to have an investment with a “tax deferred arrangement”?  3.  What is a Roth IRA?  4.  What is an annuity?  5.  What are some benefits of adding real estate to your investment portfolio?6. What are some downfalls of investing in real estate?  7.  In Dave’s opinion, what are horrible investments?  8.  What is the stock market?  9.  What is the primary difference between the American Stock exchange and the New York Stock Exchange?  Refer to p. 172 “Make the most out of your inheritance”/ Discuss. If time…students will complete activity “Name that Investment”

Wednesday–

Topics:  Employer Benefits and Retirement Plans

Activities:  Students to watch video 3.1/ Notes fill-ins and journal question.  Discussion Questions:  1.  What is the purpose of an employer benefits package?  2.  what are the typical components of an employer benefits package?  3.  When you leave a job, how can you move the money you have saved in your employer’s retirement without paying taxes and penalties?  4.  When is it okay to borrow money from your retirement plan?  If time, hand back and discuss “Name that Investment activity

Thursday-

Topics:  Funding 401(k)s and Roth IRAs

Activities:  Go through several sample problems, then students are to complete the investment chart on the “Funding 401(k)s and Roth IRAs” worksheet keeping the following things in mind:  Contribution Limits (Roth IRA):  Individual- $5500/yr; Married- $11,000/yr.  Salary Cap (Roth): Single- $105,000; Married-$166,000. If don’t finish in class, for homework.  Due by the first of class Friday.

Friday-

Topics:  Review of Ch. 8 material (investing and Retirement)

Activities:  Students will participate in a test review game.  Top two scorers at end of the game will receive 5 bonus points on test.