Monday-

Topics:  Long-term Insurance, disability and Identity theft protection

Activities:  Health Plan overview due/ Discuss;  Video 2.3, fill in note-blanks and journal question; Discussion Questions:  1.  What is the purpose of long-term care insurance?  2.  At what stage of life (what age) is long-term care insurance recommended?   Watch video 2.4, fill in note-blanks and journal question; Discussion questions:  1.  What is the purpose of disability insurance?  2.  Your disability coverage should be for ________?  3.  What is the most affordable way to get disability insurance?  4.  What is the purpose of identity theft protection?  Assignment:  Students will test their “phishing IQ” by going to foundationsU.com/Phish.  Complete test; review incorrect answers and write down what clue they missed in identifying the fraudulent email.

Tuesday-

Topics:  Importance of Life Insurance

Activities:  Video 3.1, fill in note-blanks and journal question; discuss; Activity:  What’s with the will

Wednesday-

Topics:  Insurance to Avoid

Activities:  Video 4.1, notes, etc. Discuss.  Activity:  Case Studies

Thursday-

Topics:  Review of Chapter material

Activities:  Ch. 9 Money in Review

Friday-

Topics:  Review of chapter material

Activities:  Money in review due; Test review game

**Test will be Monday over Ch. 9 material**

 

Monday-

Topics:  Test results; questions about test

Activities:  Students to receive back graded tests;  discuss;  students will then do corrections as needed.

Tuesday–

Topics:  Become familiar with new vocabulary

Activities:  Students to define the vocabulary for Ch. 9 using book in Google drive.  Due by the end of class.

Wednesday–

Topics:  Protecting your wealth

Activities:  Discuss Learning Outcomes for section 1; students to read and answer the questions on “Measure your Progress” as well as journal question before watching video; Students to watch Video 1.1, fill in note-blanks & journal question; Discussion Questions:  1.  Explain the role of insurance in your financial plan?  2.  Why is it important to understand that insurance is a financial product?  3.  If you have a full emergency fund, what is the best way to keep your premiums down? 4.  What is a deductible? (see sidebar on p. 190)

Thursday-

Topics:  Basic Types of Coverage

Activities:  Discuss learning outcomes for section 2; students to watch Video 2.1, fill in note-blanks and journal question; Discussion Questions:  1.  What is the purpose of liability insurance protection?  2.  why do you need comprehensive coverage on your vehicle in addition to collision?  3.  What are some things that you can do to get a good deal on car insurance as a teen driver?  **Refer to p. 193 “Top things to know about auto insurance”.  Read and discuss.  Also refer to p. 191 “Need another reason to pay cash for your car?”.  Read then discuss.  Activity:  Auto Liability Limits

Friday-

Topics:  Basic Types of Coverage (cont.)

Activities:  Review yesterday’s topics; Discussion questions:  1.  What does a homeowner’s policy protect you against?  Refer students to sidebar on p. 194/ Discuss; Activity:  Understanding Renter’s insurance

Monday–

Topics:  Employer Benefits and Retirement Plans

Activities:  Students to watch video 3.1/ Notes fill-ins and journal question.  Discussion Questions:  1.  What is the purpose of an employer benefits package?  2.  what are the typical components of an employer benefits package?  3.  When you leave a job, how can you move the money you have saved in your employer’s retirement without paying taxes and penalties?  4.  When is it okay to borrow money from your retirement plan?

Tuesday-

Topics:  Funding 401(k)s and Roth IRAs

Activities:  Go through several sample problems, then students are to complete the investment chart on the “Funding 401(k)s and Roth IRAs” worksheet keeping the following things in mind:  Contribution Limits (Roth IRA):  Individual- $5500/yr; Married- $11,000/yr.  Salary Cap (Roth): Single- $105,000; Married-$166,000. If don’t finish in class, for homework.  Due by the first of class Wednesday.

Wednesday-

Topics:  Review of Ch. 8 material (investing and Retirement)

Activities:  Students to complete Ch. 8 Summary (Test review) using notes from chapter. If don’t finish in class, for homework.  Due by the first of class Thursday.

Thursday-

Topics:  Review of Ch. 8 material (investing and Retirement)

Activities:  Students will participate in a test review game.  Top two scorers at end of the game will receive 5 bonus points on test.

Friday-

Activities:  Ch. 8 Test- Investing and Retirement