Monday-

Objectives: Overview of Ch. 2 (Saving);  Students will become familiar with vocabulary for Ch. 2

Activities:  Students to define vocabulary  for Ch. 2 using  p. 30 of online Money Matters book.

Tuesday-

Topics:  Saving:  An exercise in character

Activities:  Video 1.1, note fill-ins, and journal question; class discussion; Students to be divided into groups.  They will be instructed to read passage “Are Americans Good Savers?”  They are to discuss and answer the following questions in their groups and be ready to share with the class:  1. Explain what is wrong in this cause/effect relationship in Americans’ money saving behavior.  2.  What should be the cause of one’s money saving habits?  3.  How is it that Americans are able to save a larger percentage of their income when the economy is weak, unemployment is high, and incomes are generally lower?

Wednesday-

Topics:  Three Basic Reasons to Save Money

Activities:  Video 2.1, note fill-ins, and journal question; class discussion;  Students to then complete the “Savings by Nation” questions using calculator and Internet;  students to share findings with the class.

Thursday-

Topics:  Three Basic Reasons to Save Money (c0nt.)

Activities:  Videos 2.2 and 2.3 and note fill-ins.  Class discussion.  Students to then complete the “Sinking Fund Savings” activity.

Friday-

Topics:  Review “Reasons to Save Money”

Activities:  Discuss “Sinking Fund Savings” activity.  Will go thru how to figure out a monthly amount to put into a sinking fund for items, events, etc.  Students will then answer the 3 questions over sinking funds and be prepared to discuss their answers with the class.  Turn in when discussion complete for a daily grade.

Monday–

Holiday!

Tuesday-

Objectives:  Students will reinforce knowledge of Ch. 1 material (Introduction to Finance)

Activities:  Students will complete the Ch. 1 Summary using their notes and book.  If don’t finish in class, for homework.  Due by the first of class Wed.

Wednesday-

Objectives:  Review of Ch. 1 material

Activities:  Ch. 1 Summary due.  Students will then participate in a review game over Ch. 1 material.  **Test tomorrow over Ch. 1**

Thursday-

Objectives:  Test knowledge of Ch. 1

Activities:  Ch. 1 Test- Introduction to Finance

Friday-

Objectives:  Students will get familiar with Ch. 2 vocabulary

Activities:  Discuss test results; Define Ch. 2 vocabulary on pp. 30 using online text.

Monday-

Homework due:  Parent Interview/  Discuss

Objectives-   Ch.1 Section 2:  Money, the American Way

Activities:  Video, notes, and discussion over new material.  Students will then begin “The History of American Credit” questions using their online textbook and the Internet.

Tuesday-

Activities:  Students to continue working on “The History of American Credit” using their online textbook and Internet.

Wednesday-

Homework due (The History of credit in America).

Objective:  Ch. 1 Section 3:  You and Money

Activities:  Video 3.1 and notes.  Students to log onto foundationsu.com and take the Money personality quiz.  Students to then use online text to complete the “What is personal finance” worksheets.

Thursday-

Objective:  Review section 3 topics

Activities:  Discuss the questions from “What is personal finance” worksheet;  Pass out and discuss the “Take Action Challenge”;  students are to then complete and turn in for a daily grade.

Friday-

Objective:  Reinforce Ch. 1 topics

Activities:  Students will be broken into groups to read and discuss assigned case study.  They are to come up with solution(s) to the problems presented in the case and be prepared to share with the rest of the class.  Next, they are to complete the Ch. 1 Summary worksheets using their notes and online text.  If don’t finish in class, for homework.  Due by the first of class Tuesday.

Monday-

About Money Matters; Getting to know you activities

Tuesday-

Discuss class procedures, acceptable use policies, school supplies, subscribe to blog, Google drive, etc.

Homework:  Get classroom procedures signed by parent and parent subscribed to Money Matters blog by Friday, August 28 (Daily grade). Also, need to try and have school supplies by Tuesday, Sept. 1.

Wednesday-

Topics:  Accessing Money matters textbook through Google drive

Activities:  Students will test their Google drive userids/passwords if they would not work yesterday.  Students will then share their email addresses with Mrs. Ross who will share the Money Matters textbook with them through their Google drive.

Thursday-

Topics: Accessing the Money Matters textbook; getting familiar with Ch. 1 vocabulary

Activities:  Students will pull up Money Matters textbook on classroom computers, then define the vocabulary for Ch. 1 on a sheet of notebook paper.

Friday-

Homework due:  receipt of class procedures signed by parents and subscribed to Money Matters blog

Topics:  Course overview; getting started with Dave Ramsey curriculum

Activities:  Clay’s Candy Bar Madness; Course pretest; “Before you begin” out of workbook; Getting started video; journal question; Live from Financial Peace Plaza radio call

Homework: Students are to complete Parent Interview.  Due by the first of class Monday.

Welcome to Money Matters!  This course will enhance students’ financial literacy skills and enable them to develop informed money management strategies.  Topics covered:  saving and budgeting; credit and debt; financial planning and insurance; income, taxes, and giving.

Supplies needed:

3 ring binder

Package of dividers

Pencils & pens

Red pen

Notebook paper or spiral

Ear buds or headphones

Lesson Plans will be posted to this website weekly.  Remember, it is your responsibility to make up any missing assignments if you are absent for any reason.

Looking forward to having you in class!

Mrs. Ross

Monday-

Holiday!

Tuesday-

Topics:  Test results/ Objectives for next chapter

Activities:  Students to define the vocabulary for Ch. 8 using book in Google drive.

Wednesday-

Topics:  Investing 101

Activities:  Students to watch video 1.1/ Notes fill-ins and journal question. Discussion questions.   Students will then identify 2 long-term financial goals and answer the following questions about each: 1.  Am I willing to make the financial sacrifices necessary to meet this goal?  2.  If I don’t accomplish this goal, what are the consequences?  3.  How much money do I need to accomplish this goal and when will I need it?

Thursday-

Topics:  Investing 101 (cont)

Activities:  Students to watch video 1.2/ Notes fill-ins and journal question. Discussion questions. Students will then set up their “Individual Fund Tracker”.

**Note:  All students will need to bring your headphones to class tomorrow**

Friday-

Topics:  Types of Investments

Activities:  Students to watch video 21.1/ Notes fill-ins and journal question. Discussion questions.  Students will then listen to one of the radio call ins from “Live from Financial Peace Plaza”  then write a brief summary.  Will need to be prepared to share their summary of the phone call with the class.

Monday-

Topics:  Buyer’s Remorse

Activities:  Video 2.1/ Students to fill in notes and complete journal question.  Discussion questions:  1.  What constitutes a significant purchase?  2.  Give an example of immature spending behavior. 3.  What’s the correct way to pay for large purchases?  4.  Can you think of anything in your home that was bought but never or rarely used?  Activity: Students to complete the “The Impact of Daily Decisions” using the Investing tool on the foundationsu.com website. For homework, if don’t finish in class.

Tuesday-

Topics:  Opportunity Cost

Activities:  Discuss yesterday’s work:  “The Impact of Daily Decisions”.  Video 3.1/ Students to fill in notes and complete journal question.  Discussion Questions: 1.  Why is it important to develop power over purchase?  2.  When considering your buying motives, you should be sure that you are not confusing happiness with fun.  Explain what Dave means by this.  **Refer to “How does inflation affect your buying power?” on p. 137.  Discuss.  Students will then be divided up into pairs and complete the activity:  “Opportunity Cost”.

Wednesday-

Topics:  Opportunity Cost activity; chapter review

Activities:  Students will complete the Chapter 6 Summary and Money in Review using their notes and/or book.

Thursday-

Topics:  Review of chapter topics

Activities:  Students will participate in a review game over Ch. 6 material.  Winning person or team will get 5 bonus points added to their test.

Friday-

Topics:  Test knowledge of Ch. 6 material

Activities:  Ch. 6 Test over Consumer Awareness

Monday–

Topics:  Semester exam results; objectives for next chapter

Activities:  Students to define the vocabulary for Ch. 6.  Words begin on p. 131 (when scrolling) of book in Google drive.

Tuesday–

Topics:  Consumer Awareness/Buyer Beware

Activities:  Video 1.1, notes, journal question, discussion questions:  1.  Explain why our culture is so heavily marketed to?  Refer to sidebar on p. 130/Discuss.  Then refer to sidebar on p. 131 “Super Bowl ads”/ Discuss.  2.  Summarize Dave’s message about having fun with money? Refer to 2nd sidebar on p. 130 (Teens spending habits…).  Homework Activity:  Commercial Viewer. Completed activity will be due by the first of class Friday.

Wednesday-

Topics:   Consumer Awareness/Buyer Beware (cont.)

Activities:  Video 1.2, notes, journal question. Discussion questions:  Students to then complete activity “Marketing madness”.

Thursday–

Topics:  Consumer Awareness/ Buyer Beware (cont.)

Activities:  Video 1.3, notes, journal question.  Discussion questions:  Students to then complete “0%  for 24 months nothing down”

Friday-

Topics:  Consumer Awareness/Buyer Beware (cont.)

activities:  Video 1.4, notes, journal question.  Discussion questions.  Students to then complete the activity “The cost of cool”.

Monday-

Topics:  Review of Ch. 5 material (this will be material for exam)

Activities:  All students to complete the Ch. 5 summary packet.  If don’t finish in class, for homework.  Due by the first of class tomorrow.

Tuesday-

Topics:  Review topics for exam

Activities:  Homework due:  Ch. 5 summary packet.  We will go over exam review and correct any answers if needed.  Time given for questions about exam.

Wednesday-

Exams  for Periods 7, 1, and 2

Thursday-

Exams for Periods 8, 3, and 4

Friday-

Exams for Periods 5 and 6

**Hope that you all have a very, Merry Christmas!!**

Tuesday-

Topics:  Cash Flow your college education

Activities:  Video 3.1.  Students to fill in notes and answer journal question.  Discussion Questions:   What does it mean to Cash-flow your education?  2.  What are things that you can and should be doing right now in order to cash-flow your post-high school education?  Students will then complete the “Looking at college or vocational school expenses” activity using the Internet.

Wednesday-

Topics:  Cash Flow your college education (cont)

Activities:  Video 3.2.  Students to fill in notes and answer journal question. Discussion Questions:  1.  Why is it important to fill out the FAFSA (Free Application for Federal Student aid) even though you are not going to take out student loans?  2.  What are grants?  Refer to sidebar titled “Is there a scholarship out there for me?”  Discuss.  Refer to “Where to Find Scholarships” paragraph.  Discuss.  Students will then complete the “Researching Scholarships” activity.  Homework will be for students to ask their parent(s) about any scholarships that student may be eligible for thru their parent’s work.  Due by the first of class Friday.

Thursday-

Activities:  Students will have time to finish the “Researching Scholarships” activity.

Friday-

Topics: Education Options for the 21st Century

Activities:  Homework due:  Signed “Researching Scholarships” activity.  Video 4.1.  Students to fill in notes and answer journal question.  Discuss Questions:  1.  Do all career paths require a four-year college education?  2.  How do you know what education and career path is right for you?  3. What are some important things to consider if you are thinking of starting your own business?  4.  What are some post-secondary education alternatives to a four-year college degree?